Part of being a responsible driver is obtaining a policy of liability insurance that will cover personal injuries or wrongful deaths caused by the driver’s negligence. In most east Texas car accident lawsuits, the “real” defendant is the negligent driver’s insurance company (although it may not seem so from the pleadings or the proceedings in front of the jury at trial).
Unfortunately, there can be other requirements in addition to just taking out an appropriate policy and paying one’s premiums on time. Failing to comply with these provisions can cause big problems – not only for the insured individual but also for those hurt by his or her careless actions behind the wheel.
Facts of the Case